First Look

CCRP enhancing benefits for the elderly



Caribbean Community of Retired Persons | 2016-03-16 00:00:00

The only criterion for becoming a member of the Caribbean Community of Retired Persons (CCRP) is age; you have to be 50 years or older to belong to this community.  What this means is that some 400,000 Jamaicans are eligible to be members and could benefit from the growing range of services offered by the organisation. 

The CCRP was founded in 2010, the brainchild of Communications Consultant and Seniors Advocate Jean Lowrie-Chin, to encourage and support the rights and welfare of retired persons. 

Last year (2015) saw the biggest growth spurt in membership, from 800 to 1500, primarily because of an initiative taken by the organisation to offer a major medical health insurance plan, developed for the CCRP by Sagicor Life. It is a commonly appreciated fact that ageing is likely to be accompanied by challenges to health and well-being, at the same time that the capacity to earn an income is either decreasing or disappearing. An additional factor is that over 50 percent of the elderly (60 years and older) are alone, single or widowed, in other words, without social and emotional support to confront the challenges.

The three major benefits which the CCRP offers its members are geared to address these realities: first, medical insurance to provide some security against serious illness; second, discounts on goods and services to provide some economic relief through negotiated concessions from ‘discount partners’; and third, a Caring Committee to offer compassion and emotional support to members in times of distress.

The Major Medical Health Insurance policy, specially tailored by for CCRP members, offers a competitively-priced plan which affords benefits superior in many instances to other supplemental health plans.  The CCRP plan provides generous allowances (in most cases up to 80 percent) for lab and X-ray procedures, diagnostics, surgery, dialysis, chemotherapy, radiotherapy, and root canal surgery.  It provides for a $5 million lifetime maximum and in-hospital benefits of up to 80 percent of reasonable and customary (R&C) charges. Of particular significance is that, unlike some other plans, there is no upper age limit.

The second outstanding benefit is the Discount Partners programme through which discounts, in some instances up to 20 percent, are offered to members by a wide array of providers of goods and services. The range of offers includes recreation and entertainment, personal and health care, security, art and craft classes, spa treatments, physiotherapy, villa rentals and security services, medical and dental care. The list of partners even includes two major private hospitals. New partner are continually being added.

Less tangible, but an equally valuable benefit, is the emotional and psychological support offered to members by the CCRP’s recently expanded Caring Committee. The mandate of the Caring Committee is to provide direct support, care and attention to members who, for reasons of ill health, loss of family member(s), loneliness or other unusually stressful situations, require special attention.  New partners are continually being added to increase the benefit of belonging to this growing community.

The CCRP has embarked on an active membership drive to grow the community into an even more vibrant organization, with a strong voice to lobby for the welfare of the nation’s older citizens. Retirement, according to the CCRP, is not the end; it is just the beginning of another phase of life when retirees seek to live, according to their motto, ‘Life to the Fullest’.

 




Posted By :Caribbean CCRP

Company Name : Caribbean Community of Retired Persons

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